Welcome  

I help seniors to finance their retirement dreams; aging in place or 'rightsizing' by using their available assets and home equity to live more comfortably. This mortgage allows borrowers to remain in their home without a principle & interest payment. As with any mortgage borrowers are responsible for maintaining the property, paying their property taxes, homeowner insurance and any association dues.

If you want to stay in your current home without a mortgage payment or if you want to relocate by using a Reverse for Purchase, I can help you through the process. A Reverse Mortgage could be your financial back up plan. Maybe you are just curious and want to know more. I enjoy educating my clients on the benefits of this FHA insured loan and I make house calls.

Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

Property Tax
Homeowners Ins.
Flood Insurance
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Seasonal Jobs for Senior RV Travelers

September 20, 2017

There is nothing quite like traveling across the country in an RV. For many seniors, the activity has long been on their “bucket list,” as there is never a better time to explore all that the United States – and possibly even Canada, Mexico, or wherever the road takes you.

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Fast Ways to Improve Your Credit Score Before Applying for Your Mortgage

September 18, 2017

Your FICO credit score plays a key role in your ability to apply for a low interest mortgage. The higher your credit score, the more lenders are able to offer you a competitive rate on your loan. For those who are looking at buying a new home, it’s important to prioritize fixing your credit score in order to ensure that you receive the best rate possible.

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Customers

Buying
Refinancing
Reverse Mortgage

Products

FHA Loans
203k Loans
Veterans VA Loan

Professionals

Loan Originator
Office Manager
Lending Operations

Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.

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